County Court Judgment (CCJ)
Here is an example of a County Court Judgment was sent out claiming for £1,160.00. However with the help of an associate company they were able to assist their client and get the payment down to £4.00 per month.
Even if you have been issued with a County Court Judgment, you still have time to do something about it. However, doing nothing can make the situation even worse for you!
Claim No. 123456
In the NORTHAMPTON County Court
ARROW GLOBAL GUERNSEY LIMITED RE: ARROW GLOBAL GUERNSEY LTD
LA PLAIDERIE HOUSE
ST PETER PORT
GUERNSEY GY1 1WG
Name and address for payment
BRYAN CARTER SOLICITORS LLP
DEHAVILAND DRIVE BROOKLANDS
BUSINESS PARK WEYBRIDGE
To the Defendant
You have made an offer of payment which the claimant has accepted.
It is therefore ordered that you must pay the claimant £999.00 for debt (and interest to date of judgment) and £165.00 for costs.
You must pay the claimant a total of £1160.00
by instalments of £4.00
the first payment to reach the claimant by 04-OCT-2012 and on or before this date each month until the debt has been paid.
If you ignore this order your goods may be removed and sold, or other enforcement proceedings may be taken against you. If this happens further costs will be added. If your circumstances change and you cannot pay, ask at the court office what you can do.
Notes for the defendant
If the payments are not what you offered, you should write at once to the court pointing this out.
Details of this judgment will be entered in a public register, the Register of Judgments, Orders and Fines. They will then be passed to credit reference agencies, which will supply them to credit granted as and others seeking information on your financial standing. This will make it difficult to you to get credit. a list of the credit reference agencies is available Registry Trust Ltd, 173/175 Cleveland Street, London W1T 6QR. If you pay in fall within one month, you can ask the court to cancel the entry on the Register. You will need to give the court proof of payment. There is no fee to do this. If you want a Certificate of Cancellation from the Court, a fee is payable. If you pay the debt in full after one month, you can ask the court to mark the entry on the Register as satisfied and, for a fee, came a Certificate of Satisfaction to prove the debt has been paid.
If the judgment is for £5000 or more or is in respect of a debt that attracts contractual or statutory interest for late payment, the claimant may be entitled to further interest.